ORAY KING Wealth Advisors

2605 Crooks Road | Suite A

Troy, MI 48084

(248) 733-4911



Investment advisory services offered through Regal Investment Advisors, LLC, an SEC Registered Investment Advisor. OrayKing Wealth Advisors, LLC is independent of Regal Investment Advisors. Insurance services also offered by representatives of OrayKing Wealth Advisors, LLC.


This material does not constitute an offer to purchase or sell securities or a solicitation of such offers in any jurisdiction in which all of the parties are not appropriately licensed and/or registered to make or solicit such offer. 


Any comprehensive Retirement Plan will include a strategy for addressing taxes, such as:

  • Assessing the taxable nature of your current holdings

  • Implementing a tax-deferred and/or tax-free income plan

  • Required Minimum Distribution planning

  • Avoiding IRS penalties

  • Leveraging qualified distribution for a tax free legacy

Nobody likes paying taxes. What can be a mere annoyance while you're working can be a major headache when you retire. That's because taxes are generally the biggest expense in retirement and retirees often need every penny of income to make ends meet while leaving enough of a nest egg to ensure that they're income will last as long as they will. 

Historically, Americans are paying the lowest taxes since the 1930's. So, ask yourself this questions: Will taxes go higher or lower during your retirement years? 

Unfortunately, there's no way to eliminate taxes altogether, but we can implement strategies to minimize their impact on your retirement income and your beneficiaries' inheritance.